Surcharging

surcharging lets you pass part of the cost of accepting credit cards along to your payer when it's enabled on your account, a surcharge is automatically added at checkout on eligible card payments you receive the full invoice amount; the surcharge covers the cost of accepting the card payment how it works when a payer chooses to pay an eligible invoice with a credit card, a surcharge is calculated automatically and added to the total amount (within the maximum allowed by card network and regulatory rules) the payer sees the surcharge, and the new total, before completing payment you receive the full invoice amount; the surcharge is never deducted from your payout debit and prepaid cards are never surcharged if a payer uses one of these payment options, they pay the invoice amount with no surcharge added usage what your payer sees when a payer pays an eligible invoice by credit card in the customer portal, the payment summary shows the invoice amount, the surcharge, and the total, along with a disclosure text if the payer pays with a debit or prepaid card instead, no surcharge is shown, and they only pay the invoice amount enabling surcharging surcharging is set up and configured on your account by flywire’s invoiced team if you would like to enable surcharging, or have a question about your rate, reach out to your account manager availability surcharging is currently available for accounts in the us and canada it applies to credit and commercial cards; debit and prepaid cards are excluded it is not available for accounts based in connecticut, maine, puerto rico, or quebec